ULS acts for a range of secondary lenders — from lower-volume specialist funders to some of the UK's largest short-term and bridging lenders. Working from our offices in Altrincham, Greater Manchester, we advise on regulated and non-regulated facilities across England and Wales, and understand the documentation, risk and timing pressures that lender clients face.
We support lenders across the full lifecycle of a loan: from origination and documentation, through ongoing management, to redemption — and, where matters move off plan, recovery and enforcement.
Loan origination
We advise on facility structures, security packages and the legal documentation required to complete secured lending transactions efficiently. Our work includes:
- Facility letters and agreements
- Legal charges and sub-charges
- Debentures
- Deeds of priority and subordination
- Inter-creditor deeds
- Personal and corporate guarantees
Document suites
We can prepare a full suite of lender documentation for your own use, or work with your existing suite where you already have standard-form documents and processes in place.
Document reviews
A lender's documentation needs to work not only on day one, but also if a borrower defaults. We review existing documents to identify risk, improve enforceability, and ensure they remain aligned with statutory and regulatory developments.
Loan management support
We support lenders through the full lifecycle of a loan, including loan management outsourcing where a disciplined legal process is needed to achieve a successful exit.
Redemptions
Our back-end redemption team deals with redemption statements, discharge documents, and undertakings to lawyers acting for borrowers or incoming funders. We are used to last-minute redemption requests and understand the need for prompt, accurate completion.
When a loan moves off plan, our recoveries team acts quickly to protect a lender's position — see Redemptions & Recoveries.
Speak to the property finance team
Tell us about your facility, portfolio or security — we will give you a clear, cost-effective answer with no obligation.
0161 710 2030
info@ulslimited.co.uk · 4 Ambassador Place, Stockport Road, Altrincham, WA15 8DB